Wednesday, September 10, 2025
5:00-7:00 pm |

VMBA Convention Kickoff Party at Chick's
Chick's Oyster Bar, 2143 Vista Circle, Virginia Beach, VA 23451 Hosted by the Tidewater Mortgage Bankers Association, join all your VMBA friends at Chick's for a crush or two to kickoff the 2025 VMBA Annual Convention.
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Thursday, September 11, 2025
8:00 am |
Registration Open & Networking in the Exhibit Hall |
9:30-9:40 am |
Welcome & Introductory Remarks
Doug Huston, Loan Depot, VMBA Vice President & Convention Committee Chair |
9:40-10:30 am |
General Session - MBA Update from Washington
Bill Killmer, Mortgage Bankers Association |
10:30-10:50 am |
General Session - Virginia Legislative Update
Dave Albo, Williams Mullen, VMBA Lobbyist |
10:50-11:10 am |
Networking Break |
11:10 am-12:20 pm |
General Session - The Modern Mortgage Playbook: How Top Originators Win in Any Market
Phil Treadwell, M1 Academy
Sponsored by Evertree Insurance
Success in today's market isn’t about doing more of what used to work—it’s about combining timeless principles with modern strategies. This talk will give mortgage professionals a roadmap to thrive by mastering mindset, leveraging tech, and building future-proof business models.
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12:20-1:50 pm |
Lunch, Annual Awards, and VMBA Annual Meeting
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1:50-3:00 pm |
General Session - AI in Mortgage: A ChatGPT Deep Dive
Rider Harris, GoBananasAI
In this session we will do a deep dive on the world's most famous AI tool: ChatGPT. You've heard of ChatGPT and have maybe even used it a few times. But how can we actually unlock the productivity and efficiency gains that people talk about? We will cover what ChatGPT is, why it is so popular, its features, how to use it the right way, use cases, and use case exercises. Bring your laptops or download the official ChatGPT app on your phone because it is time to learn!
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3:00-3:20 pm |
Networking Break |
3:20-4:10 pm |
General Session - Fireside Chat: Lender Legal Update for 2025
Ari Karen, Mitchel Sandler PLLC
In this fast-paced and practical session, Mitchell Sandler's Ari Karen will break down the latest legal and regulatory developments shaping the lending industry. From emerging compliance risks to new enforcement trends, this session will deliver timely, business-focused insights to help lenders stay ahead of change and manage workforce and operational risk effectively.
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4:10-5:00 pm |
General Session
To be announced...
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5:00-7:00 pm |

Casino Night & Silent Auction to benefit VAMPAC
Network with friends, play casino games, and bid on items in a silent auction with proceeds benefitting VAMPAC. Rounds of golf, vacation homes, baskets galore, and more await your bids. Click here if you'd like to contribute an item for the silent auction!
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7:00 pm |
Dinner on your own! |
Friday, September 12, 2025
9:00-11:00 am |

Hair of the Dog Breakfast & Networking Social Hosted by VMBA Emerge
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*Agenda subject to change.